The reasons and characteristics for buying a property vary from person to person. That's why it's so important for us to discuss your specific needs before visiting a property. Before meeting with me, make a list of the important characteristics and identify your specific needs, such as locality, price, type of property, number of rooms, surroundings, important utilities, etc. We'll also check together what you're looking for in a property. We'll also check together how much mortgage you can afford. When the time comes to look at the best mortgage opportunity, I'll really be there for you, thanks to my many high-quality contacts.
- Notary fees
- Tax allocation (reimbursements):The calculation of the reimbursement to the seller (if applicable) will be made from the date of occupancy, and you will have to reimburse the seller for the number of days already paid by him, for the following property taxes:
- Municipal taxes
- School taxes
- Heating oil tank: If the property is equipped with an oil heating system, the seller must have the tank filled on the day of the deed of sale and bring the bill to the notary's office, which the buyer must reimburse in full.
- Electricity (Hydro-Québec) and gas (Gaz Métropolitain) meters: The buyer and seller must notify Hydro-Québec and Gaz
- Property transfer tax or "Welcome Tax
- The municipality in which you've moved will send you a transfer tax bill, within four (4) to six (6) months of signing the deed of sale, and this is calculated on the basis of the sale price and according to the following scale:
- 0.50% of the first $52,800
- 1.00% from $52,800.01 to $264,000
- 1.50% over $264,000
Moving expenses, painting, decorating, etc.
As soon as you have specific criteria in mind for your new property, contact me and we'll analyze them together and I'll be able to guide you through the buying process. If you're moving to a location far removed from the large area in which I work, I can refer you to a professional broker in the desired region.